Refund Policy

Excellent — here’s a Refund Policy drafted specifically for Kashidwar REIT Limited, dated 22 October 2025, written in clear, compliant language suitable for your website and investor information pages.
It reflects your business nature as a real estate investment platform, not a goods/service e-commerce provider, and aligns with Indian laws such as the Companies Act, 2013, Consumer Protection Act, 2019, and SEBI (REIT) Regulations, where applicable.

Refund and Cancellation Policy

Effective Date: 22 October 2025
Entity: Kashidwar REIT Limited
CIN: U68100UP2025PLC214535
Registered Office: Chamber 9, H. No. 56, Bodhi, Daniyalpur,
Vsi Shivpur, Varanasi – 221003, Uttar Pradesh, India
📧 Email: kashidwarreit@gmail.com

1. General Policy

Kashidwar REIT Limited is a real estate investment and asset management company engaged in creating long-term value through property-based investment models.
Our website and related platforms are designed to provide information, investor engagement, and communication, and do not involve any direct online sale of goods or consumer products.

Therefore, under normal circumstances, there is no provision for refund, cancellation, or return of payment once an investment, subscription, or contribution is made in accordance with the terms agreed upon by the investor or shareholder.

2. Investment Transactions

All investments made in shares, securities, or participatory units of the Company (if applicable) are governed by:

The Companies Act, 2013
SEBI (Real Estate Investment Trusts) Regulations, 2014, where relevant
and other applicable Indian financial laws and agreements.

These investments are non-refundable, non-transferable (except as permitted by law), and subject to statutory lock-in and compliance requirements.

Once a transaction is successfully completed and recorded, the Company cannot reverse, cancel, or refund such investment, except as required by applicable law or regulatory directions.

3. Exceptional Circumstances

A refund may be considered only in rare or exceptional cases, such as:

Double or duplicate payment due to a technical or banking error.
Erroneous remittance not backed by an investment agreement or application.
Payments made in excess of the due amount verified by our accounts department.

In such cases, the user/investor must notify the Company in writing within 7 (seven) working days of the transaction at kashidwarreit@gmail.com, providing relevant proof of payment and identification.
Upon verification, the refund—if approved—will be processed to the original payment source within 15 working days.

4. No Guarantee of Returns

Investments made with Kashidwar REIT Limited are subject to market, regulatory, and operational risks inherent in the real estate and financial sectors.
The Company does not guarantee any fixed returns, appreciation, or capital protection, and no refund or compensation will be provided in case of market losses or value fluctuations.

5. Advisory Note

All potential investors are advised to:

Read and understand the Investment Agreement, Offer Documents, or Memorandum before investing.
Seek independent legal and financial advice prior to committing funds.
Ensure that all information provided at the time of investment is true and accurate.

6. Contact for Refund Queries

For any clarification or refund-related communication, please contact:

Investor Relations Department
Kashidwar REIT Limited
Chamber 9, H. No. 56, Bodhi, Daniyalpur,
Vsi Shivpur, Varanasi – 221003, Uttar Pradesh, India
📧 Email: kashidwarreit@gmail.com

Disclaimer:
This Refund Policy is governed by Indian laws. By engaging with Kashidwar REIT Limited or its digital platforms, you acknowledge that you have read, understood, and agreed to this policy in full.

Payment & Investor Transaction Policy

1. Purpose

This Payment & Investor Transaction Policy governs how Kashidwar REIT Limited (“the Company”) accepts, processes, and records payments and investments from shareholders, investors, and partners.
It ensures transparency, accountability, and compliance with Indian financial regulations and good corporate governance practices.

2. Nature of Transactions

The Company operates as a real estate investment and development platform, not as an online marketplace or consumer goods seller.
All monetary transactions are related to:

Equity investments, subscriptions, or share allotments.
Participation in property or asset-linked investment structures.
Strategic or partnership contributions made under contractual or joint-venture arrangements.

No retail sale, e-commerce, or product billing is carried out through this website.

3. Accepted Modes of Payment

All investment-related payments must be made only through legitimate and traceable banking channels.
The Company accepts the following modes:

Bank Transfer / NEFT / RTGS – to the Company’s designated bank account (details shared directly with investors upon approval of investment).
Account Payee Cheque or Demand Draft – payable to Kashidwar REIT Limited.
UPI / Online Transfer – permitted only if routed through the Company’s verified account and accompanied by a digital acknowledgment.

⚠️ Cash payments above ₹20,000 are strictly prohibited under Section 269SS of the Income Tax Act, 1961.

4. Payment Verification and Documentation

Each payment must be accompanied by supporting details such as:

Investor’s full name and contact information.
PAN / Aadhaar / CIN (for corporate investors).
Transaction reference number or UTR.
Purpose of payment (e.g., Share Application Money, Subscription Fee, Investment Commitment, etc.).

The Company will issue an official acknowledgment or receipt only after verifying the payment and completing all statutory Know-Your-Customer (KYC) and anti-money-laundering checks under PMLA, 2002 and Rules 2005.

5. Refund and Reversal

Once accepted and recorded, investment payments are non-refundable except in cases of verified duplicate or erroneous transactions, as detailed in the Refund Policy.
Any approved refund will be processed back to the same originating account after due verification within 15 working days.

6. Non-Receipt or Delay of Payment

If a remittance does not reflect in the Company’s bank account due to banking delays, incorrect details, or third-party issues, investors are advised to notify the Company at kashidwarreit@gmail.com within 7 working days along with transaction proof.
The Company will coordinate with the respective bank to trace or confirm the payment status.

7. Compliance and Record-Keeping

The Company maintains complete transaction records in accordance with:

Section 128 of the Companies Act, 2013 (Books of Accounts),
Rule 5 of the Companies (Accounts) Rules, 2014, and
applicable accounting and audit standards.

All investor funds are used solely for authorized business and investment purposes, and not commingled with personal or unrelated funds.

8. Anti-Money Laundering & KYC Norms

The Company strictly complies with the Prevention of Money Laundering Act (PMLA), 2002 and Know-Your-Customer (KYC) norms prescribed by the Ministry of Finance and SEBI.
No transaction shall be accepted without valid identification, address proof, and due verification of source of funds, particularly for large-value or foreign investments.

9. Dispute Resolution

Any dispute relating to payments, transactions, or investment records shall be addressed through written communication to the Company’s Investor Relations Department.
In unresolved cases, the matter shall be governed by the laws of India and subject to the exclusive jurisdiction of the competent courts at Varanasi, Uttar Pradesh.

10. Contact for Payment Queries

For all payment-related queries, confirmation, or transaction support, please contact:

Investor Relations Department
Kashidwar REIT Limited
Chamber 9, H. No. 56, Bodhi, Daniyalpur,
Vsi Shivpur, Varanasi – 221003, Uttar Pradesh, India
📧 Email: kashidwarreit@gmail.com

“We believe transparency in financial transactions is the cornerstone of investor trust.”
— The Management, Kashidwar REIT Limited

What to include in the Refund Policy

Generally speaking, a Refund Policy often addresses these types of issues: the timeframe for asking for a refund; will the refund be full or partial; under which conditions will the customer receive a refund; and much, much more.